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# Apy vs Apr

#### APR 

指在一年期间从特定投资中产生的单利。

#### APY 

指特定投资在一年期间内应计的复利。

APY更准确地反映了该投资的预期年收益。

#### 更多资料:

复利: <https://www.investopedia.com/articles/investing/020614/learn-simple-and-compound-interest.asp#:~:text=Simple%20interest%20is%20calculated%20on,as%20%22interest%20on%20interest.%22>